Before Buying a Property

• Carefully consider the types of property you can really afford

Before you start looking at property or even suburbs, make sure you know how much you can afford. That doesn’t mean the maximum you can borrow, it means the maximum you’re prepared to pay each month.

• Research the local area. Then do some more research

There’s no such thing as being too informed when it comes to buying property, so take your time to know as much as you can about the suburbs you’ve identified as having potential.

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• Take the time to sniff out any issues with the property

Once you’ve found a property you’re interested in, you need to make sure it has no nasty hidden surprises. Smell for mould, and animal-related odours. Knock on walls to see if they sound hollow. Open the dryer and the dishwasher – you never know if pests are living in there.

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• Work with experienced professionals

With such a big purchase, it makes sense to surround yourself with experts hire the most thorough, licensed home inspector you can find to pinpoint any issues that could potentially end up becoming costly repairs.

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• Use your head, not your heart

Many good things in life come from following your heart. Property ownership is rarely one of them. Don't be afraid to walk away if the deal isn’t right. There will be other properties. Remember that this is a financial transaction and your terms must be met.

• Negotiate as much as you can

As a buyer, you should feel in control and as though you have nothing to lose through robust negotiation. Ensure you negotiate as hard as you can.

• Don't let yourself feel pressured

Always remember, real estate agents are expert salespeople, and they are working for the vendor. It’s usually in their interests to get a quick sale at the highest possible price.

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• The search can take longer than you think

Don't operate on someone else's timeline and don't make commitments that will make things challenging if your property hunt takes a few months longer than you anticipated.